{"id":2360,"date":"2020-03-15T11:00:55","date_gmt":"2020-03-15T11:00:55","guid":{"rendered":"https:\/\/www.thc.ro\/blog\/?p=2360"},"modified":"2024-03-26T08:25:52","modified_gmt":"2024-03-26T08:25:52","slug":"procesator-de-plati-online-ce-este-cum-functioneaza-cum-trebuie-ales-furnizori-populari","status":"publish","type":"post","link":"https:\/\/www.thc.ro\/blog\/procesator-de-plati-online-ce-este-cum-functioneaza-cum-trebuie-ales-furnizori-populari\/","title":{"rendered":"Procesator de pl\u0103\u021bi online: ce este, cum func\u021bioneaz\u0103, cum trebuie ales, furnizori populari"},"content":{"rendered":"\n<p>Ca proprietar de magazin online \u00ee\u021bi dore\u0219ti s\u0103 oferi clien\u021bilor un sistem de plat\u0103 sigur, rapid \u0219i u\u0219or de utilizat. Procesatorul de pl\u0103\u021bi online ales trebuie s\u0103 satisfac\u0103 at\u00e2t nevoile clien\u021bilor, c\u00e2t \u0219i ale afacerii tale. Trebuie s\u0103 te poat\u0103 proteja de fraude, s\u0103 suporte o varietate de metode de plat\u0103, s\u0103 fie u\u0219or de utilizat \u0219i s\u0103 fie compatibil cu platforma magazinului t\u0103u.<br><\/p>\n\n\n\n<p>Pentru a accepta pl\u0103\u021bile electronice \u0219i a putea prelucra carduri de credit sau debit, un comerciant folose\u0219te un procesator de pl\u0103\u021bi online. Alegerea procesatorului de pl\u0103\u021bi adecvat determin\u0103 monedele acceptate, comisionul de tranzac\u021bie, c\u00e2t de repede intr\u0103 banii \u00een contul t\u0103u de comerciant \u0219i metodele de plat\u0103 pe care le vei oferi.<br><\/p>\n\n\n\n<p>Conform Invespcro.com, peste 23% dintre clien\u021bi abandoneaz\u0103 co\u0219urile de cump\u0103r\u0103turi din cauza unui sistem de checkout complicat sau pentru c\u0103 se solicit\u0103 furnizarea prea multor informa\u021bii. Aceste statistici confirm\u0103 faptul c\u0103 alegerea furnizorului de solu\u021bii de plat\u0103 potrivit este la fel de important\u0103 ca \u0219i alte aspecte ale unui bun site de comer\u021b electronic. Dar, pentru a alege o solu\u021bie de plat\u0103, mai \u00eent\u00e2i, trebuie s\u0103 \u00een\u021belegem ce este un procesator de pl\u0103\u021bi online \u0219i cum func\u021bioneaz\u0103.<br><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"#ceesteunprocesatordeplationline\">Ce este un procesator de pl\u0103\u021bi online?<\/a><\/li><li><a href=\"#cumfunctioneazaunprocesatordeplationline\">Cum func\u021bioneaz\u0103 un procesator de pl\u0103\u021bi online?<\/a><\/li><li><a href=\"#tipurideprocesatoaredeplationline\">Tipuri de procesatoare de pl\u0103\u021bi online<\/a><\/li><li><a href=\"#certificatepcidss\">Certificarea PCI DSS<\/a><\/li><li><a href=\"#cumalegiunfurnizordeprocesatoaredeplationline\">Cum alegi un furnizor de procesatoare de pl\u0103\u021bi online?<\/a><\/li><li><a href=\"#furnizoripopularideprocesatoaredeplationline\">Furnizori populari de procesatoare de pl\u0103\u021bi online<\/a><\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"ceesteunprocesatordeplationline\"><strong>Ce este un procesator de pl\u0103\u021bi online?<\/strong><\/h2>\n\n\n\n<p>Un procesator de pl\u0103\u021bi online este un serviciu care autorizeaz\u0103 \u0219i proceseaz\u0103 pl\u0103\u021bile \u00een cadrul magazinelor. Acesta este ca un portal care faciliteaz\u0103 fluxul de tranzac\u021bii \u00eentre clien\u021bi \u0219i comercian\u021bi \u0219i utilizeaz\u0103 protocoale de securitate \u0219i criptare pentru ca datele tranzac\u021biei s\u0103 fie \u00een siguran\u021b\u0103. Datele sunt transferate de la site-uri web \/aplica\u021bii \/dispozitive mobile la b\u0103nci \u0219i \u00eenapoi.<br><\/p>\n\n\n\n<p>Procesatoarele de pl\u0103\u021bi online pot executa urm\u0103toarele tipuri de tranzac\u021bii:<br><\/p>\n\n\n\n<p><strong>Autorizare<\/strong> &#8211; acest tip de tranzac\u021bie verifica dac\u0103 un client are suficiente fonduri pentru a pl\u0103ti. Nu include transferul real de bani. \u00cen schimb, \u00een \u200b\u200btimpul autoriz\u0103rii, un comerciant se asigur\u0103 c\u0103 un de\u021bin\u0103tor de card este capabil s\u0103 pl\u0103teasc\u0103 pentru un articol comandat.&nbsp;<br><\/p>\n\n\n\n<p><strong>Re\u021binere <\/strong>&#8211; procesarea efectiv\u0103 a unei pl\u0103\u021bi autorizate anterior, rezult\u00e2nd trimiterea de fonduri \u00een contul comerciantului.<br><\/p>\n\n\n\n<p><strong>V\u00e2nzare<\/strong> &#8211; o combina\u021bie de tranzac\u021bii de autorizare \u0219i re\u021binere. Mai \u00eent\u00e2i este autorizat un de\u021bin\u0103tor de card. Apoi, fondurile sunt sau nu re\u021binute. Este o plat\u0103 obi\u0219nuit\u0103 pentru achizi\u021bii imediate, cum ar fi o achizi\u021bie de abonament sau e-bilete.<br><\/p>\n\n\n\n<p><strong>Rambursare<\/strong> &#8211; rezultatul unei comenzi anulate pentru care un comerciant va trebui s\u0103 aplice o rambursare a pl\u0103\u021bii pentru a returna banii.<br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"cumfunctioneazaunprocesatordeplationline\"><strong>Cum func\u021bioneaz\u0103 un procesator de pl\u0103\u021bi online?<\/strong><\/h2>\n\n\n\n<p>Infrastructura procesatoarelor de pl\u0103\u021bi online este mai complicat\u0103 dec\u00e2t \u00ee\u021bi imaginezi. Pentru client, este reprezentat de o fereastr\u0103 mic\u0103 sau de un site web separat, unde trebuie s\u0103 introduc\u0103 datele necesare pl\u0103\u021bii. Dar, de fapt, procesarea implic\u0103 mai multe institu\u021bii financiare\/instrumente, care verific\u0103 datele tranzac\u021biei la ambele capete, permi\u021b\u00e2nd clientului finalizarea achizi\u021biei \u00een c\u00e2teva secunde.<br><\/p>\n\n\n\n<p>Atunci c\u00e2nd un client furnizeaz\u0103 datele privind num\u0103rului cardului, data expir\u0103rii \u0219i CVV &#8211; un gateway de plat\u0103 trebuie s\u0103 efectueze mai multe sarcini, care dureaz\u0103 aproximativ 3-4 secunde:<br><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Clientul completeaz\u0103 c\u00e2mpurile necesare pentru a trece datele tranzac\u021biei. Datele sunt criptate \u0219i trimise c\u0103tre serverul web al comerciantului printr-o <a href=\"https:\/\/www.thc.ro\/blog\/ce-este-un-certificat-ssl-si-la-ce-ajuta\/\">conexiune SSL<\/a>.&nbsp;<\/li><li>Dup\u0103 primirea datelor tranzac\u021biei, comerciantul o transmite c\u0103tre gateway-ul de plat\u0103 printr-un alt canal SSL criptat. Informa\u021biile sunt trimise apoi procesatorului de pl\u0103\u021bi, care, la r\u00e2ndul lui, le transmite c\u0103tre re\u021beaua de carduri (Visa, Mastercard, American Express etc.).<\/li><li>Rolul re\u021belei de carduri este de a transmite tranzac\u021bia c\u0103tre banca emitent\u0103 (banca care a emis cardul cump\u0103r\u0103torului).<\/li><li>Banca emitent\u0103 accept\u0103 sau respinge cererea de autorizare. Ca r\u0103spuns, banca trimite un cod \u00eenapoi procesatorului de plat\u0103, care con\u021bine starea tranzac\u021biei sau detaliile erorii.<\/li><li>Starea tranzac\u021biei este returnat\u0103 pe gateway-ul de plat\u0103, apoi transmis\u0103 pe site-ul web.<\/li><li>Clientul prime\u0219te un mesaj cu starea tranzac\u021biei (acceptat sau refuzat) prin intermediul unei interfe\u021be a sistemului de plat\u0103.<\/li><li>\u00cen c\u00e2teva ore (\u00een general a doua zi), fondurile sunt transferate \u00een contul comerciantului. Tranzac\u021bia este efectuat\u0103 de banca emitent\u0103 c\u0103tre banca achizitoare.<\/li><\/ul>\n\n\n\n<p>Dac\u0103 e\u0219ti \u00eenc\u0103 la \u00eenceput de drum \u00een crearea unui magazin online \u0219i ai nevoie de informa\u021bii complete pe acest subiect, cite\u0219te articolul <a href=\"https:\/\/www.thc.ro\/blog\/totul-despre-crearea-unui-magazin-online\/\">Totul despre crearea unui magazin online: ce presupune, c\u00e2t cost\u0103, cum apari \u00een Google \u015fi cum s\u0103 vinzi<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"tipurideprocesatoaredeplationline\"><strong>Tipuri de procesatoare de pl\u0103\u021bi online<\/strong><\/h2>\n\n\n\n<p>\u00cen general, aceste trei tipuri de procesatoare sunt cele mai utilizate:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Procesator de pl\u0103\u021bi online g\u0103zduit<\/strong><\/h3>\n\n\n\n<p>Un procesator de pl\u0103\u021bi online g\u0103zduit ac\u021bioneaz\u0103 ca o ter\u021b\u0103 parte, deoarece le solicit\u0103 clien\u021bilor s\u0103 p\u0103r\u0103seasc\u0103 site-ul t\u0103u pentru a finaliza achizi\u021bia.<br><\/p>\n\n\n\n<p><strong>Avantajele unui procesator de pl\u0103\u021bi online g\u0103zduit<\/strong><\/p>\n\n\n\n<p>Procesarea pl\u0103\u021bilor este preluat\u0103 de un furnizor de servicii. Datele cardului clientului sunt stocate de v\u00e2nz\u0103tor. Prin urmare, utilizarea acestui tip de procesator nu necesit\u0103 certificare PCI \u0219i ofer\u0103 o integrare destul de u\u0219oar\u0103.<br><\/p>\n\n\n\n<p><strong>Dezavantajele unui procesator de pl\u0103\u021bi online g\u0103zduit<\/strong><\/p>\n\n\n\n<p>Dezavantajul principal este c\u0103 nu de\u021bii controlul asupra procesatorului de pl\u0103\u021bi online. Clien\u021bii nu au \u00eencredere, \u00een general, \u00een sistemele de plat\u0103 externe. \u00cen afar\u0103 de asta, redirec\u021bionarea de pe site-ul t\u0103u web scade rata de conversie \u0219i nici nu ajut\u0103 afacerea.<br><\/p>\n\n\n\n<p>Descoper\u0103 <a href=\"https:\/\/www.thc.ro\/blog\/elemente-design-landing-page-care-vinde\/\">10 Elemente obligatorii \u00een designul unui landing page care vinde<\/a>.<br><\/p>\n\n\n\n<p><strong>Mod de integrare:<\/strong><\/p>\n\n\n\n<p>Ghidurile de integrare sunt, \u00een general, disponibile pe site-urile furnizorilor. Practic, prime\u0219ti o bucat\u0103 de cod JavaScript, care plaseaz\u0103 un buton pe site-ul t\u0103u. F\u0103c\u00e2nd click pe buton vei fi direc\u021bionat pe o pagin\u0103 extern\u0103, unde are loc procesarea tranzac\u021biei.<br><\/p>\n\n\n\n<p><strong>Este potrivit pentru:<\/strong><\/p>\n\n\n\n<p>\u00eentreprinderile mici sau locale, care sunt mai confortabile cu folosirea unui procesor de pl\u0103\u021bi extern.<br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Metoda Direct Post<\/strong><\/h3>\n\n\n\n<p>Direct Post este o metod\u0103 de integrare care permite clientului s\u0103 pl\u0103teasc\u0103 f\u0103r\u0103 a p\u0103r\u0103si site-ul, deoarece nu este nevoie de certificare PCI. Datele tranzac\u021biei vor fi postate pe gateway-ul de plat\u0103 dup\u0103 ce un client face click pe butonul \u201ePl\u0103te\u0219te\u201d. Datele ajung instantaneu la gateway \u0219i la procesorul de plat\u0103 f\u0103r\u0103 a fi stocate pe propriul server.<br><\/p>\n\n\n\n<p><strong>Avantajele Metodei Direct Post<\/strong><\/p>\n\n\n\n<p>Beneficiile acestei metode sunt egale cu cele oferite de un procesator de pl\u0103\u021bi online integrat. Ai op\u021biuni de personalizare \u0219i branding, f\u0103r\u0103 respectarea PCI DSS despre care vom discuta mai jos. Utilizatorul efectueaz\u0103 toate ac\u021biunile necesare pe o singur\u0103 pagin\u0103.<br><\/p>\n\n\n\n<p><strong>Dezavantajele Metodei Direct Post<\/strong><\/p>\n\n\n\n<p>Metod\u0103 Direct Post nu este complet sigur\u0103.<br><\/p>\n\n\n\n<p><strong>Mod de integrare:&nbsp;<\/strong><\/p>\n\n\n\n<p>Furnizorul va configura conexiunea API \u00eentre co\u0219ul de cump\u0103r\u0103turi \u0219i gateway-ul de plat\u0103 pentru a trimite datele cardului.<br><\/p>\n\n\n\n<p><strong>Este potrivit pentru:&nbsp;<\/strong><\/p>\n\n\n\n<p>\u00eentreprinderi de toate dimensiunile.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Procesator de pl\u0103\u021bi online integrat&nbsp;<\/strong><\/h3>\n\n\n\n<p>Un procesator de pl\u0103\u021bi online integrat \u00ee\u021bi permite s\u0103 p\u0103strezi utilizatorul pe site-ul t\u0103u \u00een timpul achizi\u021biei. Furnizorii acestui tip de procesator permit integrarea prin API.<br><\/p>\n\n\n\n<p><strong>Avantajele unui procesator de pl\u0103\u021bi online integrat<\/strong><\/p>\n\n\n\n<p>Ai control complet asupra tranzac\u021biilor de pe site-ul t\u0103u. Po\u021bi personaliza \u0219i adapta sistemul de plat\u0103 a\u0219a cum dore\u0219ti, \u00een func\u021bie de nevoile afacerii tale.<br><\/p>\n\n\n\n<p><strong>Dezavantajele unui procesator de pl\u0103\u021bi online integrat<\/strong><\/p>\n\n\n\n<p>\u00centre\u021binerea infrastructurii sistemului de plat\u0103 \u0219i cheltuielile aferente pot fi uneori un dezavantaj. Pentru a utiliza un gateway integrat, \u00een primul r\u00e2nd, trebuie s\u0103 ai certificare PCI, deoarece va trebui s\u0103 stochezi toate datele cardurilor de credit ale clien\u021bilor pe propriile servere. De asemenea, integrarea procesatorului poate fi complicat\u0103 dac\u0103 vrei s\u0103 adaugi func\u021bionalit\u0103\u021bi personalizate.<br><\/p>\n\n\n\n<p><strong>Mod de integrare:<\/strong><\/p>\n\n\n\n<p>Acest tip de procesator de pl\u0103\u021bi online este integrat prin API pe serverul t\u0103u. \u00cen consecin\u021b\u0103, va fi necesar\u0103 o echip\u0103 de ingineri pentru a efectua integrarea. Majoritatea furnizorilor au ghiduri de integrare bine documentate, referin\u021be API sau portaluri pentru dezvoltatori.<br><\/p>\n\n\n\n<p><strong>Este potrivit pentru<\/strong>:&nbsp;<\/p>\n\n\n\n<p>\u00eentreprinderile mijlocii \u0219i mari, care se bazeaz\u0103 foarte mult pe branding \u0219i experien\u021ba utilizatorului.<br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"certificatepcidss\"><strong>Certificarea PCI DSS<\/strong><\/h2>\n\n\n\n<p>Pentru comercian\u021bii de dimensiuni medii \u0219i mari, un <a href=\"https:\/\/www.pcisecuritystandards.org\/\">Standard de securitate a datelor pentru carduri de credit<\/a> (PCI DSS) este un element necesar pentru procesarea pl\u0103\u021bilor cu carduri. Acest standard de securitate a fost creat \u00een 2004 de cele mai mari patru asocia\u021bii de carduri: Visa, MasterCard, American Express \u0219i Discover. A\u0219adar, dac\u0103 vei face procesarea cardurilor de credit sau vei stoca datele bancare ale clien\u021bilor pe propriul server, va trebui s\u0103 fii certificat PCI.<br><\/p>\n\n\n\n<p>Dup\u0103 cum am men\u021bionat mai sus, exist\u0103 metode de integrare care utilizeaz\u0103 procesatoare de pl\u0103\u021bi f\u0103r\u0103 a stoca informa\u021bii despre cardul de credit. \u00cen acest caz, toat\u0103 munca este realizat\u0103 de v\u00e2nz\u0103tor, deci nu necesit\u0103 certificare PCI.<br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"cumalegiunfurnizordeprocesatoaredeplationline\"><strong>Cum alegi un furnizor de procesatoare de pl\u0103\u021bi online?<\/strong><\/h2>\n\n\n\n<p>Dup\u0103 ce ai ales tipul de procesator potrivit pentru specificul afacerii tale \u0219i clien\u021bii t\u0103i, iat\u0103 c\u00e2teva aspecte care trebuie luate \u00een considerare \u00eenainte de a te decide asupra unui furnizor.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Studiaz\u0103 pre\u021bul<\/strong><\/h3>\n\n\n\n<p>Prelucrarea pl\u0103\u021bilor este complex\u0103, deoarece include mai multe institu\u021bii financiare. Ca orice serviciu, un procesator de plat\u0103 necesit\u0103 o tax\u0103 pentru utilizarea instrumentelor ter\u021bilor pentru procesarea \u0219i autorizarea tranzac\u021biei. Fiecare parte care particip\u0103 la verificarea\/ autorizarea sau procesarea pl\u0103\u021bilor solicit\u0103 comisioane. Tranzac\u021biile sunt de obicei facturate \u00een func\u021bie de suma, loca\u021bie \u0219i tipul unui produs (fizic sau digital).<br><\/p>\n\n\n\n<p>Fiecare furnizor de solu\u021bii de plat\u0103 are propriile sale taxe \u0219i condi\u021bii de utilizare. De obicei, vei avea o tax\u0103 de configurare a procesatorului, un abonament lunar, o tax\u0103 pentru configurarea contului de comerciant \u0219i o tax\u0103 pentru fiecare tranzac\u021bie procesat\u0103. Cite\u0219te cu aten\u021bie toat\u0103 politica de pre\u021buri pentru a evita comisioanele ascunse sau alte cheltuieli suplimentare.<br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Analizeaz\u0103 op\u021biunile contului de comerciant<\/strong><\/h3>\n\n\n\n<p>Un cont de comerciant este de fapt un acord \u00eentre un comerciant \u0219i o banc\u0103, prin care comerciantul permite b\u0103ncii s\u0103 \u00eei proceseze tranzac\u021biile. \u00cen plus, un comerciant este de acord s\u0103 urmeze reglement\u0103rile opera\u021bionale de procesare a c\u0103r\u021bilor de credit stabilite de companiile de carduri de credit. Un cont de comerciant poate fi deschis prin intermediul b\u0103ncilor sau furnizorilor de procesatoare de plat\u0103, care ofer\u0103 conturi de comercian\u021bi ca parte a serviciilor lor.&nbsp;<br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Asigur\u0103-te c\u0103 furnizorul accept\u0103 metodele de plat\u0103 \u0219i monedele necesare<\/strong><\/h3>\n\n\n\n<p>Potrivit Statista, cele mai populare metode de plat\u0103 r\u0103m\u00e2n c\u0103r\u021bile de credit, plata electronic\u0103, precum PayPal, \u0219i cardurile de debit. De asemenea, pl\u0103\u021bile de pe mobil genereaz\u0103 afacerilor tot mai multe venituri \u00een fiecare an, ajung\u00e2nd la nivel global la peste 930 de miliarde de dolari \u00een 2018. \u00cen comer\u021bul electronic, pl\u0103\u021bile de pe mobil \u00eenseamn\u0103 utilizarea de portofele electronice. Acestea sunt aplica\u021bii precum Apple Pay, PayPal \u0219i Google Pay, care stocheaz\u0103 informa\u021biile cardului de credit sau monede electronice.<br><\/p>\n\n\n\n<p>Prin urmare, asigur\u0103-te c\u0103 procesatorul de plat\u0103 ales accept\u0103 toate metodele de plat\u0103 necesare, care sunt populare \u00een anumite industrii, regiuni sau \u021b\u0103ri.<br><\/p>\n\n\n\n<p>Un alt aspect important este suportul pentru mai multe monede. Dac\u0103 afacerea ta este interna\u021bional\u0103, clien\u021bii trebuie s\u0103 poat\u0103 face plata indiferent de moneda folosit\u0103. Furnizorii cunoscu\u021bi ofer\u0103 procesatoare care suport\u0103 monede multiple, cu sau f\u0103r\u0103 o tax\u0103 suplimentar\u0103.<br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Asigur\u0103-te c\u0103 tipul t\u0103u de produs este permis de furnizor<\/strong><\/h3>\n\n\n\n<p>\u00cen general, exist\u0103 dou\u0103 tipuri de produse luate \u00een considerare de furnizori: digital \u0219i fizic.<br><\/p>\n\n\n\n<p>Unii dintre furnizorii ofer\u0103 solu\u021bii de plat\u0103 at\u00e2t pentru produse fizice, c\u00e2t \u0219i pentru produse digitale. Exist\u0103, totu\u0219i, \u0219i furnizori care au un singur serviciu pentru un anumit tip de produs.<br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Verific\u0103 dac\u0103 procesatorul ales este compatibil cu platforma ta de e-commerce<\/strong><\/h3>\n\n\n\n<p>Platforma ta de e-commerce este posibil s\u0103 aib\u0103 deja ni\u0219te integr\u0103ri predefinite, care \u00ee\u021bi permit s\u0103 integrezi cu u\u0219urin\u021b\u0103 un anumit procesator de pl\u0103\u021bi. \u00ce\u021bi recomand\u0103m s\u0103 verifici dac\u0103 procesatorul de pl\u0103\u021bi online ales are deja un plugin pentru platforma magazinului t\u0103u.<br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"furnizoripopularideprocesatoaredeplationline\"><strong>Furnizori populari de procesatoare de pl\u0103\u021bi online<\/strong><\/h2>\n\n\n\n<p>Iat\u0103 care sunt cei mai populari procesatori de pl\u0103\u021bi online in Romania:<br><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>PayU<\/li><li>MobilPay<\/li><li>EuPlatesc<\/li><li>LibraPay<\/li><li>ING<\/li><\/ul>\n\n\n\n<p>Cand cauti procesatori de plati online din Romania, ar fi util sa stii daca platforma ta suporta integrarea ei. Cere-i fiecarui procesator de plati online din Romania detaliile de implementare si asigura-te ca poate fi integrat in sistemul tau, inainte de a incheia un contract.<\/p>\n\n\n\n<p>Pe pia\u021ba interna\u021bional\u0103:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Stripe<\/li><li>PayPal<\/li><li>Amazon Payments<\/li><li>Authorize.net<\/li><li>2Checkout<\/li><\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>Dac\u0103 ai nevoie de servicii de g\u0103zduire web pentru magazinul t\u0103u online, <a href=\"https:\/\/www.thc.ro\/\">consult\u0103 planurile noastre aici<\/a>. Oferim o mare varietate de servicii de hosting, at\u00e2t shared, c\u00e2t \u0219i pe servere VPS sau servere dedicate.<br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ca proprietar de magazin online \u00ee\u021bi dore\u0219ti s\u0103 oferi clien\u021bilor un sistem de pl\u0103\u021bi sigur, simplu \u0219i rapid. Afl\u0103 totul despre procesatorul de pl\u0103\u021bi online.<\/p>\n","protected":false},"author":3,"featured_media":2362,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"Ca proprietar de magazin online \u00ee\u021bi dore\u0219ti s\u0103 oferi clien\u021bilor un sistem de pl\u0103\u021bi sigur, simplu \u0219i rapid. 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